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When you have instructed Kimmitt & Roberts to sell your home and when we have agreed a sale, our aim is to ensure your house sale and move is as stress free as possible. This guide will help you through the steps in the process. We are always available to discuss any concerns and to try to resolve any problems that arise.
Once you have agreed an offer on your property, we will take every care to check the buyers’ financial position and research proof of funds if necessary, along with the full chain check to establish likely timescales to completion. This sometimes can take a little time as we have to depend on other agents having this information to hand which not all do.
You will need to instruct a solicitor to handle the sale of the property. We can obtain quotations for your legal costs from experienced local solicitors if we have not already done so. Please click here to request these quotations now. We will obtain the buyers’ solicitors details and sales letters issued to all parties. If you are only selling with no follow on purchase then proceed to step 4.
If a mortgage is required on your new purchase then you will need to arrange to see a financial/mortgage advisor or bank/building society to apply for a mortgage. A cash buyer you will have to decide if they are having a survey carried out, which type, and pay surveyor fees. We can recommend several financial advisers and surveyors. Remember, a mortgage survey is the property of the mortgage provider. Mortgage arrangement fees and survey fees are paid. Please click here for mortgage advise and contact your local branch for survey quotes.
Sign the agreement with your solicitors to proceed with the sale. You will receive a pack from your solicitors and will need to complete a Fixtures and Fittings form and a Property Information form. It is also helpful to locate any deeds, lease agreements, management agreements, guarantees, planning consents and any useful information for your property and send this back to your solicitor, who will issue a draft Contract of Sale. The buyers’ solicitor should apply for searches. The Buyer will have to pay search fees.
If a survey is required, a surveyor, instructed by the buyer or mortgage provider, will do this. We can recommend certain contractors and offer advice to resolve any conditions/retention matters that arise from this.
The searches received by the buyers’ solicitor and any additional enquiries raised by buyers’ solicitor are answered by your solicitor (who may ask you for information at this point to answer any queries they do not hold information for).
The contracts are signed and returned by all parties. Completion dates are then finalised and confirmed with both yourself and the buyers. If buying on, then arrange buildings and contents insurance for the property (again, this can be arranged by our recommended mortgage/financial advisors). Cost to be incurred: Capital deposit to solicitor and insurance fees. (removals can be booked at this stage if simulataneous exchange/completion is to take place)
Exchange of contracts takes place at this point and all parties are then legally bound. Removals can be booked, along with arranging utility suppliers, Water supply and Council Tax with the Local Authority. (Completion can and in most cases will take place simultaneously)
On completion day, the funds are transferred via your solicitor and completion of the sale occurs. At this point, the keys are handed over to the buyer either by yourself or through your dedicated Kimmitt & Roberts branch once you have handed them to us. Sellers Estate Agent and Legal Fees are paid.
Congratulations & Good Luck, your sale is now successfully completed.